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Conventional mortgages typically require a higher credit score and down payment, but may offer lower interest rates and more flexible terms.

A mortgages are available to eligible Veterans, active-duty service members, and surviving spouses. They offer competitive interest rates and flexible qualifying criteria, including no down payment and no mortgage insurance requirements.

FHA mortgages are popular with first-time homebuyers and those with lower credit scores or smaller down payments. They typically offer lower interest rates and more lenient qualifying criteria.

Jumbo mortgages typically require higher credit scores and larger down payments, but may offer more flexible qualifying criteria and terms.

Non-conforming loans can be a good option for borrowers who need to finance a higher-priced property that exceeds the conforming loan limits. They can also be used to finance unique properties, such as luxury homes, vacation homes, or investment properties.

Portfolio loans can be a good option for borrowers who do not qualify for traditional mortgage programs or who need more flexibility in terms of loan structure or repayment terms.